Privacy Policy for Consumers
FACTS |
WHAT DOES PATRIOT BANK, N.A.
DO WITH YOUR PERSONAL INFORMATION?
|
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some
but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal
information. Please read this notice carefully to understand what we do.
|
What? |
The types of personal information we collect and share depend on the product or service you have with us. This
information can include:
- - Social Security Number and income
- - Transaction history and account balances
- - Transaction or loss history and payment history
When you are no longer our customer, we continue to share your information
as described
in this notice.
|
How? |
All financial companies need to share customers’ personal information to run
their everyday business.
In the section below, we list the reasons financial companies can share their
customers’ personal
information; the reasons PATRIOT BANK, N.A chooses to share; and wether you can
limit this sharing.
|
Reasons we can share your personal information |
Does PATRIOT BANK, N.A share? |
Can you limit this sharing? |
For our everyday business purposes —
such as to
process your transactions,
maintain your account(s),
respond to court orders and legal investigations,or report to credit bureaus
|
Yes |
No |
For our marketing purposes — to offer our
products and services to you
|
No |
No |
For joint marketing with other financial companies |
No |
We don’t share |
For our affiliates’ everyday business purposes
— to offer our
products and services to you |
No |
We don’t share |
For our affiliates’ everyday business purposes
— information about
your creditworthiness |
No |
We don’t share |
For our affiliates to market to you |
No |
We don’t share |
For nonaffiliates to market to you |
No |
We don’t share |
Questions? |
1-888-PATRIOT (728-7468) or go to www.BankPatriot.com |
Who we are |
Who is providing this notice? |
PATRIOT BANK, N.A |
Who we are |
How does PATRIOT BANK, N.A protect my personal information? |
To protect your personal information from unauthorized access and use, we use
security measures that comply
with federal law. These measures include computer safeguards and secured files and
buildings. |
How does PATRIOT BANK, N.A collect my personal information? |
We collect your personal information, for example, when you
- - Open an account or apply for a loan
- - Deposit money or use your credit or debit card
- - Pay your bills
We also collect your personal
information from others,
such as credit bureaus, affiliates, or other companies.
|
Why can’t I limit all sharing? |
Federal law gives you the right to limit only
- - Sharing for affiliates’ everyday
business
purposes— information about your creditworthiness
- - Affiliates from using your
information to market to
you
- - Sharing for nonaffiliates to market to you
State laws and individual companies
may give you additional
rights to limit sharing.
|
Definitions |
Affiliates |
Companies related by common ownership or control. They can befinancial and
nonfinancial companies.
- -
PATRIOT BANK, N.A does not share with our affiliates.
|
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and
nonfinancial companies.
- -
PATRIOT BANK, N.A does not share with our nonaffiliates so they can market to
you.
|
Joint Marketing |
A formal agreement between nonaffiliated financial companies thattogether market
financial products or
services to you.
- -
PATRIOT BANK, N.A doesn’t jointly market.
|